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Be the ONE

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Set a Goal

“A Goal without a plan is just a wish”.
Set your goal first.

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Join a group

"There is immense power when a group of people with similar interests gets together to work on the same goals”.
We help you choose a group which suits you.

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Start investing

“Save before you Spend” - Warren Buffet.
We help you unlock your savings potential.

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Borrow future savings

“A penny saved is a penny earned” - Benjamin Franklin.
We help you realize your time value of money.

Why eChits?


eChits is India’s first unique platform where we help you manage your Chits completely online.
We guarantee the safety of your money.


Know from our Bot : (FAQs).

How do we register in eChits?

Joining an eChit is very simple. Please register yourself and chose a chit that suits your requirement from the available eChits. Click on the join chit link, share your details.
Our team will validate the details and will contact you within 24hours. Once you submit the required documents and make your first payment, you will get the details of your subscription immediately.

Why should I join eChits?

eChit stands synonymous to transparency, efficiency and comfort. You will have control over chit and will be able to take financially prudent decisions basis availability of information at your fingertips. We are adding a host of extra benefits, especially to our customers, which typically you wont be getting if joining directly.

What proofs do I need to submit?

You need to submit KYC documents along with your income proof and 6 months bank statement.

How do we validate the subscribers who are joining?

We use an algorithm that will give a score to each subscriber basis the financial statements. We give utmost importance to this process as we have to safe guard the interests of all non-prized subscribers.

How can I trust chit fund companies?

Registered chit funds are regulated by the state governments. A Registered Chit Fund Company makes a Security deposit equal to 100% of chit value in a Schedule Bank as FDR, which is pledged in favour of registrar of chits. Therefore, a member in a registered Chit Fund Company is very much secured than a member in a non-registered company.

How do I pay?

You can make payments through cash, cheque, DD or through online payment mode from the ChitMonks app.

Will my chit information uploaded to CIBIL?

None of your transactions with Chit funds are reported to CIBIL.

Can I withdraw/leave from a chit group after becoming a member?

When a subscriber withdraws/leaves, the foreman has to find an alternate subscriber in his place. Until then the chit fund company has to arrange funds on behalf of that subscriber. Hence withdrawal is permitted but the subscriber will get actual amount contributed in the chit minus company commission only at the end of the Chit period or until the foreman finds a replacement.

Want to join an eChit - online Chit fund?

Talk to us

Call us at : +91 9100 347 847

Our Associations

Technology partners of AIACF
tie isb
Funded in the India's first shark tank equivalent - Guardian Angel.
THub - Portfolio Company.
Media mentions.